Ways to Boost Your Pension

Boost Your Fund Before Your Retire

Avoid being one of those with a small or non-existent pension fund.

• Start contributions early
• Make regular payments
• Add single payments
• Transfer underperforming funds
• Monitor your fund
• Get independent financial advice
• Ask questions of your Independent Financial Adviser
• Set a goal and work towards it
• Higher rate taxpayers - claim your relief
• Ask your IFA and employer about Salary Sacrifice

Boost Your Pension When You Retire

67% of people fail to take advice and settle for the most basic pension option, usually to their disadvantage

• Do not draw your pension too early
• Consider all of the options including
  • Income Withdrawal
  • Phased Retirement
  • A Living-Time Temporary Annuity
  • Investment Linked Annuities
  • Open-Market Option
• Use your tax-free cash to provide income

Don't Forget your Partner

There are a number of ways to provide financial protection for your partner

• Guaranteed period
• Joint pension annuity
• Living-Time death benefits
• Income Withdrawal funds